Terms of Service

By using Lucky Credit’s website or services, you agree to these Terms of Service. These terms apply to all users, clients, or site visitors.

1. Services Provided

Lucky Credit offers funding planning and consulting services for personal and business credit. Clients may receive guidance on optimizing credit profiles, accessing funding strategies, and applying for credit or funding opportunities.

2. Fees

Services are offered on a hybrid model, which may include upfront fees and/or performance-based compensation. Exact terms will be detailed in your service agreement or invoice.

3. Eligibility

Services are available only to individuals or businesses based in the United States who are 18 years or older and legally capable of entering into binding contracts.

4. Client Responsibilities

Clients are responsible for providing accurate information, including credit data, and for understanding that all funding results vary based on individual creditworthiness and business profile.

5. No Guarantees

Lucky Credit does not guarantee specific funding amounts, approval timelines, or credit outcomes. Results depend on factors such as credit history, income, and lender criteria.

6. Intellectual Property

All content on our website and within our services is owned by Gurfinkel Consulting LLC and may not be reproduced or distributed without permission.

7. Termination

We reserve the right to refuse or terminate service to any individual or business at our sole discretion.